Auto insurance protection in Oklahoma
When it comes to protecting your vehicle and ensuring peace of mind on the road, choosing the right auto insurance company is of paramount importance. Here at Revive Group we understand that and are relentless to ensure our clients have the best auto insurance rate with the best coverage.
Get the best auto insurance coverages for your needs from Revive Group
Collision Coverage
This is the part of your policy that covers your car in the event you damage the car itself somehow, as a result of an accident with a fixed or moving object like another car, a curb, a house, a guard rail, etc..
Comprehensive Coverage
This coverage also protects your car, but in the event that something else damages your car, that is not a fixed, or moving object. For example, theft, a rock that cracks your windshield, an animal you might hit, and so on.
Property Damage
Suppose you damage someones car in an accident, or a guard rail, house, or some other property that belongs to someone else. This is the part of your policy that compensates the other person for that damage
Bodily Injury Liability
This coverage protects your financial interest in the event you injure another party in an accident. This is the part of your policy that pays that other party for their medical bills and related expenses.
Un-insured & Under-insured Liability
This coverage pays you, in the event that you are injured by another party, and that other party was either unidentified, or they weren’t carrying a high enough limit of Bodily Injury Liability to cover your expenses.
Need an SR-22 Filing?
An SR-22 is not actually insurance, but rather a certification that an insurer files to vouch for a risky driver. It’s a way to verify insurance with the minimum liability coverage limits for drivers who have been ordered to obtain this by a judge.
There is typically a reasonable fee charged for filing and rates may be a bit higher and/or you may be required to pay your policy in full depending on the state you’re in so be sure to ask.
Also, keep in mind that an SR-22 filing in Oklahoma is for a period of time, typically no more than 3 years and can be removed after the specified time.
Common Auto Insurance Rating Variables
Age
Insurance companies use your age in their overall rating algorithms. Drivers who are under 25, and over 65 typically don’t get preferred rates because statistics show that those two age demographics have the most loss frequency and are therefore more at risk for financial loss due to an auto accident.
Credit
Credit is a metric that has been used in insurance scoring for many years. The better your credit, the more favorable your rates will usually be.
Car
The type of car, engine size, safety features, etc.. are all part of determining the rate.
Driving History
Your driving record and loss history plays a substantial role in the price. If you have a spotty driving history, or multiple moving violations or accidents, chances are, you won’t get a preferred rate until those things are at least 3 years old.
Household
Insurance companies underwrite at the household level, meaning they try to judge based on the entire household, what the probability of loss will be. If there are multiple drivers in the house who are under the age of 25, that will impact everyone’s pricing in the household.
Unparalleled Customer Service
One of the key factors that sets Revive Group apart from its competitors is its unwavering commitment to providing exceptional customer service. We understand that purchasing auto insurance can be a complex and confusing process, so our team of knowledgeable agents goes above and beyond to assist customers at every step. Whether it’s explaining policy details, answering questions, or helping with claims, we are here to answer your questions and be an advocate for you.
Extensive Coverage Options
Revive Group recognizes that every driver has unique needs and preferences when it comes to auto insurance. From liability coverage to comprehensive and collision coverage, Revive Group ensures that each policy is tailored to meet individual requirements. Additionally, we look beyond the basics and assess additional features like roadside assistance, rental car coverage, and gap insurance to enhance the overall protection and convenience.
Explaining Coverage Options
Auto insurance policies can be complex, with a wide range of coverage options available, it is crucial that we explain these options clearly and concisely to our clients, ensuring they understand the differences between liability, comprehensive, collision, uninsured/underinsured motorist coverage, and more. By providing detailed information and examples, we can help our clients make educated decisions based on their risk tolerance and protection requirements.
Educating on policy terms and conditions
Insurance policies are often filled with technical jargon and specific terms that may confuse clients. That is why we take the time to explain the policy terms and conditions in plain language, ensuring clients fully understand what they would be agreeing to.
Educating on policy terms and conditions
Assisting clients with purchasing the right auto insurance is not a one-time interaction. Here at Revive Group, we are available to address any questions or concerns that may arise throughout the policy term.
